How self-employed workers in Spain can request sick leave
In many countries in Europe, including the UK, if you’re a self-employed, you simply won’t get paid if you get ill, but in Spain you can be.
This is good news for autónomos or freelancers in Spain, one of the toughest countries in Europe to be self-employed.
This is mainly because, from the first euro you earn, you must pay taxes, plus a monthly social security fee. The fee now depends on how much you earn, but roughly it ranges from €230 for low earners, €320 for mid-earners, and €500 for high earners.
READ ALSO: Self-employed in Spain: How to calculate your monthly social security fee
Yes, freelancers in Spain pay a lot out, but there are several benefits they get in return, one of these is sick pay, if you fall ill or have an accident for example.
Whether you have multiple clients, own your own business or just freelance for one main company you will be entitled to paid sick leave in Spain if you're self-employed.
Spain’s Social Security office explains that, if due to illness or an accident, someone cannot temporarily carry out their own work, both the necessary health care and an economic benefit may be requested.
READ ALSO: Everything that changes for self-employed people in Spain this year
How does it work?
If you get ill or have an accident that is not work-related, you will only be entitled to receive pay from the fourth day of leave.
In order to benefit, certain requirements must be met:
- You must be registered with the Régimen Especial de Trabajadores Autónomos or RETA. This is the Special Regime for Self-Employed Workers that you will have signed up for when you first became freelance in Spain.
- You must also be up to date with all Social your Security payments.
- You must have contributed to Social Security for a minimum of 180 days in the 5 years prior to the illness or accident.
The maximum period that you can benefit from temporary leave is 12 months, with periodic medical check-ups. However, an additional extension can be given for a maximum of six months.
READ ALSO: How to hire someone if you’re self-employed in Spain
How to request sick leave?
- The first step is to go to your doctor and request a ‘baja’ or leave from work. If they feel it’s justified or necessary, they will give you an official sick leave form.
- You will also need to inform your Mutua or Mutual Society, which covers you in these types of events. You can find out which Mutua you belong to by looking at your original RETA confirmation document when you signed up to be autónomo.
- Next, you must fill out an official Social Security document. Here, will have to specify why you are on leave and explain the situation. While you can download this form online, unfortunately, you will have to physically go to the Social Security or Mutual Insurance offices to present it with your corresponding documentation. In the event that your illness prevents you from doing so, you can authorise another person to do it for you, however, they must take a certified photocopy of your ID card such as your TIE.
How much sick pay will I receive?
In the case of leave due to a common illness or an accident that wasn't at work, you will be paid 60 percent of the self-employed regulatory base (the average amount you earn per month). You will receive this from the fourth to the twentieth day of leave. If your illness lasts longer than 20 days, this will go up to 75 percent of the same base.
If you are ill for a long time, remember, however, you must still keep paying your social security fee during the first two months of leave. This means that you will receive even less sick pay because you have to pay your contribution fee from it too. The fee will not have to be paid after the first 60 days.
Work-related accident or illness
If the disability is due to an accident at work or a disease derived from your job, no prior Social Security contribution period is required. You will be entitled to sick pay on your first day of leave.
Again, you must visit the doctor and contact your Mutua, and fill out the necessary forms from Social Security.
Comments
See Also
This is good news for autónomos or freelancers in Spain, one of the toughest countries in Europe to be self-employed.
This is mainly because, from the first euro you earn, you must pay taxes, plus a monthly social security fee. The fee now depends on how much you earn, but roughly it ranges from €230 for low earners, €320 for mid-earners, and €500 for high earners.
READ ALSO: Self-employed in Spain: How to calculate your monthly social security fee
Yes, freelancers in Spain pay a lot out, but there are several benefits they get in return, one of these is sick pay, if you fall ill or have an accident for example.
Whether you have multiple clients, own your own business or just freelance for one main company you will be entitled to paid sick leave in Spain if you're self-employed.
Spain’s Social Security office explains that, if due to illness or an accident, someone cannot temporarily carry out their own work, both the necessary health care and an economic benefit may be requested.
READ ALSO: Everything that changes for self-employed people in Spain this year
How does it work?
If you get ill or have an accident that is not work-related, you will only be entitled to receive pay from the fourth day of leave.
In order to benefit, certain requirements must be met:
- You must be registered with the Régimen Especial de Trabajadores Autónomos or RETA. This is the Special Regime for Self-Employed Workers that you will have signed up for when you first became freelance in Spain.
- You must also be up to date with all Social your Security payments.
- You must have contributed to Social Security for a minimum of 180 days in the 5 years prior to the illness or accident.
The maximum period that you can benefit from temporary leave is 12 months, with periodic medical check-ups. However, an additional extension can be given for a maximum of six months.
READ ALSO: How to hire someone if you’re self-employed in Spain
How to request sick leave?
- The first step is to go to your doctor and request a ‘baja’ or leave from work. If they feel it’s justified or necessary, they will give you an official sick leave form.
- You will also need to inform your Mutua or Mutual Society, which covers you in these types of events. You can find out which Mutua you belong to by looking at your original RETA confirmation document when you signed up to be autónomo.
- Next, you must fill out an official Social Security document. Here, will have to specify why you are on leave and explain the situation. While you can download this form online, unfortunately, you will have to physically go to the Social Security or Mutual Insurance offices to present it with your corresponding documentation. In the event that your illness prevents you from doing so, you can authorise another person to do it for you, however, they must take a certified photocopy of your ID card such as your TIE.
How much sick pay will I receive?
In the case of leave due to a common illness or an accident that wasn't at work, you will be paid 60 percent of the self-employed regulatory base (the average amount you earn per month). You will receive this from the fourth to the twentieth day of leave. If your illness lasts longer than 20 days, this will go up to 75 percent of the same base.
If you are ill for a long time, remember, however, you must still keep paying your social security fee during the first two months of leave. This means that you will receive even less sick pay because you have to pay your contribution fee from it too. The fee will not have to be paid after the first 60 days.
Work-related accident or illness
If the disability is due to an accident at work or a disease derived from your job, no prior Social Security contribution period is required. You will be entitled to sick pay on your first day of leave.
Again, you must visit the doctor and contact your Mutua, and fill out the necessary forms from Social Security.
Join the conversation in our comments section below. Share your own views and experience and if you have a question or suggestion for our journalists then email us at [email protected].
Please keep comments civil, constructive and on topic – and make sure to read our terms of use before getting involved.
Please log in here to leave a comment.