But if you’re an international resident, you may be unsure where to get advice on the support measures that are relevant to you. The Local has partnered with ottonova – Germany's first fully digital health insurer – to offer you a guide to the state support you may be entitled to and how you can take care of your finances in turbulent times like these.

Both private and public health insurers will raise their premiums – but ottonova has announced a price freeze until 2022, making it the only German private insurer to make that promise at this time. As a completely digital insurer without a bricks and mortar presence and the associated overheads, the company is able to pass on savings to their customers.